Stephanie Cristal D. is a strategic risk transformation leader who specialises in turning risk management from a compliance function into a powerful driver of business value. With over a decade of experience in Enterprise Risk Management (ERM) and Business Continuity Management (BCM), she has worked across all levels of an organisation—from C-Suite executives and board members to frontline operational teams—helping businesses not just identify risks, but leverage them for competitive advantage.​ ​Stephanie’s expertise lies in challenging existing risk governance frameworks, driving cultural change, and embedding risk intelligence into everyday decision-making. She has facilitated enterprise-wide risk profiling, risk appetite development, risk assurance programmes, and crisis preparedness strategies, ensuring that businesses are not only protected from threats but also positioned to seize opportunities.​ ​A rising thought leader in the field, Stephanie has been invited to speak at international energy conferences, presenting on practical risk implementation. Passionate about capability-building, she has designed risk training modules across various organisations.​ ​She has collaborated with multi-billion-dollar companies, advising their Boards, Management Committees, and Leadership Teams on strategising, prioritising, and enhancing business value through risk intelligence. At the same time, she has worked closely with middle management and frontline teams to embed risk culture, drive competency-building programmes, and align risk awareness with overarching business strategies.​ ​Her hands-on approach and sharp analytical mindset bridge the gap between risk governance and practical execution, ensuring that risk management isn’t just a theoretical exercise but a real business enabler. She has completed ERM certification programmes such as Enterprise Risk Manager®, Enterprise Risk Advisor®, and Qualified Risk Auditor®, which are accredited by the Institute of Enterprise Risk Practitioners (iERP). These programmes equip her with globally recognised expertise in risk governance, advisory, and assurance practices.​ ​Stephanie leads the firm’s risk transformation programmes at Rickhanie Experiences. She works closely with organisations to simplify, optimise, and embed fit-for-purpose, results-driven, and strategically aligned risk management processes. Together with Rickhazzle D., a seasoned problem-solver and process optimisation expert, she ensures that risk management doesn’t just stay on paper—it translates into real business impact.